Cheapest cars to run and insure

If you’re looking to find out which cars don’t cost a fortune to run and insure, then you’ve come to the right place. Thankfully, not all cars cost a fortune, yes some are more expensive than others, but which ones are the cheapest to insure?

If we’re being honest, no one wants to purchase a cheap car to find out that it will cost more to run and insure than it’s worth. Insurance is one of the biggest motoring costs for most of us so finding a car that is cheap to cover with cheap insurance is what the majority of us are looking for.

If you’re looking to find out which cars don’t cost a fortune to run and insure, then you’ve come to the right place. Thankfully, not all cars cost a fortune, yes some are more expensive than others, but which ones are the cheapest to insure?

If we’re being honest, no one wants to purchase a cheap car to find out that it will cost more to run and insure than it’s worth. Insurance is one of the biggest motoring costs for most of us so finding a car that is cheap to cover with cheap insurance is what the majority of us are looking for.

With plenty of cars to insure out there, it’s just about finding out which are the cheapest cars to insure and what can help you keep your costs down. Of course, if you’re interested in all of the extra bits and pieces, such as cruise control, rear parking sensors, and air conditioning, not to mention any additional safety features, then you could find yourself looking at some of the not-so-cheap cars on the market.

Let’s take a look at the options and see what can provide you with low running costs and affordable insurance. This guide will show you five of the cheapest cars that are financially affordable for most UK drivers and beneficial for you in the long term.

Volkswagen Polo

The Volkswagen Polo insurance group number is 1E, which means the Polo is wallet-pleasingly cheap if you choose one of the lower-powered models, says Hey Car. The Polo is 10 out 10 in terms of providing you with a small car that just does everything so well, from being easy to drive, quiet, and comfortable, what’s not to love? There is a distinct feel to the Polo, which makes it feel bigger than it actually is, so it’s not hard to see why the Polo is so attractive, for young drivers in particular. For young drivers it could be the cheapest new car they purchase, which can also keep pace with other city cars and could very easily put your typical family car to shame, given the quality of ride you could have in the Polo.

Nissan Micra

The Nissan Micra insurance group number is the same as the Polo, 1E, and is also similar in the sense that it is another big car trapped in a small body. The Micra is a popular car and has been since it went on sale in the 1980s, with the latest version of the Micra bringing us an upmarket feel as it promises us a sportier driving manner and a plusher interior than before, according to What Car.

If you’re looking for the cheapest insurance cost, then the petrol engine on the Micra can offer strong performance and so can the inside design too. Its design is neat with the infotainment screen framed in chrome. The Micra prefers to be driven at a steady pace and its quiet cabin makes it surprisingly comfortable, says Hey Car. The Micra is perhaps the cheapest car and great if you’re looking to keep the car insurance costs down.

Renault Clio

Renault Clio insurance group is 3E and if you’re looking for a fashionable small car, then you’ve found it. It’s the best-selling car of its size in Europe, according to Honest John. Renault likes to stick with what it knows and knows how to please buyers, as it tends not to tamper with previous generations.

For the cheapest insurance premium, the basic Expression trim is the one to go for, boasting keyless entry, spacious for size, and a great all-around city car. Renault continues to promise fuel economy improvements with the most popular engine being the 1.0-litre 100PS TCe engine. No matter which engine you choose, the Clio is focused on being a decent cruiser and it scores well on the value for money front, which is why it makes it onto the list as being one of the best small cars that are cheap to run and insure.

Skoda Fabia

The Skoda Fabia insurance group is 2E and it does a cracking job of offering simple, affordable motoring with small three-cylinder petrol engines that are economical, says Car Buyer. The non-turbocharged 1.0-litre engine is a great choice, but it is unlikely to be any cheaper to run than the turbocharged TSI engines too. The main saving with the Skoda Fabia is the cost of the car itself. You can save money thanks to the low purchase price of the Fabia and the fact that the TSI engine is only around £500 more, so it could be worth upgrading too.

Dacia Sandero

The Dacia Sandero insurance group number is 3E and according to What Car, it is Britain’s cheapest, newest small car and is also one of the most affordable to insure. With a starting price of £7995, it’s one of the cheapest cars on sale in the UK in comparison to other cars.

It’s a comfortable car, with some great rear seat space and great interior quality and is one of the cheapest cars to run and insure if you’re on a motoring budget. If the standard equipment appeals to you the most, then you would look towards more basic models, or if you wanted to avoid these models you could wow your friends with some electric windows, and air conditioning – and not to mention the amazing fuel economy that is available too.

Lower insurance groups, such as the 3E, mean that you can bag yourself a great city car at a bargain price. You get what you pay for with the Sandero, so if air conditioning isn’t your thing, you’ll be buzzing as this is one of the cheapest cars to insure on the market. Or perhaps if you’ve got a little bit of budget to play around with, then upgrading to add on the air conditioning features may be an option to consider.

Conclusion

Sky-high insurance bills can impact what your next new car might be. You’ll be on to a winner though with any of these top five cheap cars that can provide you affordable insurance, while also helping you to save fuel too. Brand new cars for new drivers may not be able to offer you the cheap insurance that you’re looking for and that’s no surprise. At the end of the day, it all depends on your needs as to whether you go for the cheaper purchase option and one that can help you save on fuel bills too or if you decide to choose whatever car suits your needs best and can provide you with everything that you’re looking for.

For in-depth reviews, money-saving tips and more info on cheap cars to run and cheap cars to ensure as well as advice for your first car, road tax, and fuel efficiency, keep checking out our blog!

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