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You may think that trying to find a cheap car insurance quote is something of a challenge, but did you know that saving money on your insurance is a quick and easy process, yet something that many people fail to do. When it comes to buying a new insurance premium you should always ensure that you shop around first as many people often make the mistake of just accepting their insurer’s renewal price, which is often much higher. So before you begin shopping around and comparing car insurance, check out our top tips on how you can help to reduce your car insurance costs and get cheaper car insurance: 1. SHOP AROUND Our top tip on how you can save hundreds of pounds on your car insurance is to shop around when the time comes to renewing your cover. It’s extremely important that you shop around and find the right price for you. When you are shopping around, please do bear in mind that some policies may seem cheaper than others and do ensure that you are comparing the different levels of cover. There are several ways in which you can shop for car insurance, for example, you could phone individual companies, visit insurance broker stores or use an insurance comparison site, which is the most common and time-efficient way of comparing different prices and policies. Simply enter your details and let the online comparison site do the hard work for you. 2. DON’T PUT EVERYONE ON YOUR POLICY It’s important to note that by putting an additional driver on to your policy that this can have a significant impact on your premiums. You should try to ensure that you only include regular drivers on your policy and if you do need to add another at some important, this is ok as you can always add someone on to your policy for a few days if necessary. It’s also worth bearing in mind that sometimes, by putting an additional driver on to your policy, that this can either not make much of a difference or it may possibly even lower your quote. 3. PROTECT YOUR NO-CLAIMS BONUS You’re probably already aware of this, but insurers usually reward motorists who are claim free by reducing their premium. So, by building up your no claims bonus discount, you could really help yourself in getting a cheaper policy. The longer your no-claims bonus is, the cheaper your car insurance may be. Although some policies will allow you to make a claim without it affecting your no claims, this may mean that you have to pay a small premium up front, but this could help you to save a fortune later in the future. 4. INCREASE YOUR VOLUNTARY EXCESS By choosing a higher voluntary excess when you first take out you insurance policy this should help to reduce the price of your insurance policy. It’s important that you check how much excess there is when you take out your policy as this is how much you’ll have to pay yourself when making a claim. Essentially, the lower the excess, the higher the car insurance, so do ensure that you figure out what you can afford to pay in the case of an accident. If you have an accident and you’re not at fault, then the excess can be recovered. 5. SECURE YOUR CAR Although this may sound very simple and basic but do try to ensure that your car is secure. You may already be familiar with this, but if not, did you know that by fitting an alarm, an immobiliser or maybe even a tracking device, then you could potentially bag yourself a discount of around 5%. If you have a newer car, then these will come with it as standard, however, if you are not sure, then make sure that you check your car over to see if you have them so that you can declare them. 6. LIMIT YOUR MILEAGE As difficult as this may seem if you tend to drive your car everywhere, but do try and limit the number of miles you drive each year and make sure that you try and give an accurate estimation of your mileage when it comes to shopping around for your quote. Be honest about your mileage and try do try to be as accurate as possible as any inaccuracy could potentially jeopardise your claim.