The scam typically involves the moped rider hiding out of sight and then driving into an oncoming car. According to AutoCar, they often dramatize the incident by throwing their moped to the ground and pretending to be injured, sometimes with an accomplice acting as a witness..
Authorities have reported a significant increase in these incidents, particularly in London, where it has become quite prevalent. Motorists are advised to be vigilant and report any suspicious behavior to the police.
In June, a coordinated operation by law enforcement agencies resulted in the seizure of several mopeds suspected to be involved in these “crash for cash” scams. Additionally, hundreds of number plates used to disguise these bikes were also confiscated.
This operation was part of a broader effort to crack down on insurance fraud and protect motorists from these dangerous scams where fraudsters deliberately cause accidents to claim insurance money. These scams have been on the rise, particularly involving mopeds and scooters, says Motor Easy.
The force says the Insurance Fraud Insurance Department (IFED) and its partners are establishing links between garages suspected of being used by fraudsters and services and individuals believed to be profiting from the crimes.
Jon Radford, head of intelligence, investigations and data services at the IFB, said: “These scams have a devastating impact on innocent road users, so we urge the public to be vigilant. We’re collaborating with insurers and the police to help bring these reckless fraudsters to justice.”
To avoid falling victim to “crash for cash” scams, motorists can take several precautions, according to Ellis Law Offices:
Installing a Dash Cam: This provides video evidence of any incidents, which can be crucial in proving your innocence.
Staying Alert: Be aware of your surroundings, especially in areas where these scams are common. Look out for erratic driving or mopeds lingering near junctions.
Keeping a Safe Distance: Maintain a safe distance from other vehicles, particularly mopeds, to give yourself more time to react. This reduces the risk of being involved in a staged rear-end collision
Documenting Everything: If you are involved in an accident, take photos of the scene, the vehicles involved, and any individuals present. Get contact details of any witnesses.
Reporting Suspicious Activity: If you suspect a scam, report it to the police and your insurance company immediately.A police report can be invaluable when dealing with your insurance company.
Notify Your Insurance Company: Inform your insurance provider about the accident and any suspicions you might have. They can guide you on the next steps and help protect you from fraudulent claims.
By following these precautions, you can help protect yourself from “crash for cash” scams. Staying vigilant and prepared can help you avoid these scams.
